Boat Insurance

Boat Insurance

Boat insurance provides financial assistance to you should your boat get damaged or stolen. This insurance is for boat owners and operators of motorboats, sailboats, and fishing boats. Yacht insurance is often not included in boat coverage, so check with your insurance agent.

How Does this Coverage Work?

You decide the type of coverage you need, the maximum deductible you can pay, and the amount of coverage you need. When you experience a mishap with your boat, you file a claim to get help from the insurance company. You then receive compensation and other damages covered according to your insurance policy.

Types of Coverage

Property coverage helps repair your boat in case of damage. Your damaged boat will not incur wreckage removal costs. Medical coverage pays for your passenger’s medical care if they are injured on your boat. Special equipment coverage replaces items such as fishing gear, reels, fishing accessories, and tackle bags. And liability pays when you damage another person’s boat or cause injury to another person. Some coverage is optional, such as towing, ice coverage, and fuel spill coverage.


There are always benefits to having useful insurance. And for boat owners, this coverage means knowing any loss will be covered, and costs associated with an accident on your boa, like hospital bills, full trailer repair and accidents are covered as well. The benefits outweigh the cost, so any boat owner should consider boat insurance.

Recreational Vehicle Insurance

Recreational Vehicle Insurance is RV Insurance

You need recreational vehicle insurance for your RV just like you need insurance for your car. An RV is more like a house on wheels, but it is still a vehicle that is driven on public roads. Before you hit the road in your RV, you must consider your options for recreational vehicle insurance. Your policy is defense against many common mishaps and accidents ranging from flat tires to theft.

Basic Coverage

If nothing else, get a basic policy with collision and liability coverage. This will come into play if an accident occurs or someone is injured. It will also provide coverage if another party files a lawsuit against you. Some basic policies also include coverage for mechanical components attached to the vehicle, but ask your insurance provider to be sure.

Additional Coverage

Your state probably only requires liability coverage, but that does not mean you cannot upgrade your policy. Depending on how often you drive the RV and what you store inside, you might want to get coverage for your personal possessions. A policy can also cover emergency expenses if your RV breaks down during a trip. You will have to pay a deductible, but the insurance company will help with the total cost.

Your Policy

Your insurance agent can help you decide the best type of policy. But you will need to consider the value of your RV and possessions, where you store the vehicle, and how often you drive the vehicle. An insurance agent can provide more detailed information specific to your situation.

Motorcycle Insurance

A motorcycle insurance policy can give you affordable protection when you hit the open road. We insure far more than just your motorcycle; a customized policy can benefit you, your motorcycle, and others on the road.

Accessories Coverage

Along with protecting your bike against damage and theft, a comprehensive policy can also protect your accessories like saddlebags, seats, chrome pieces, and backrests. This optional coverage is available if you choose collision or comprehensive coverage with your policy.

Collision Coverage

This coverage option pays for damage to your bike when your motorcycle is involved in a collision with another vehicle.

Comprehensive Coverage

This coverage option pays for damage to your bike that isn’t collision-related. Comprehensive coverage covers many types of losses including vandalism, fire, and theft.

Medical Payments

This optional coverage offers medical coverage for yourself and passengers when you are involved in an accident.

Liability Coverage

Liability coverage protects you against damage you cause to someone else’s property while riding your bike. It also offers legal defense for these claims if someone else files a lawsuit against you after an accident.

Uninsured/Underinsured Motorist (UM/UIM) Coverage

Protect yourself against uninsured and underinsured motorists with coverage that pays for injuries in an accident that is not your fault.

Discounts for Motorcycle Coverage

We offer several discounts to help you lower your motorcycle coverage premiums:
Multi-policy discount
Motorcycle organization discount
Safe driver discount
Motorcycle safety course discount
No at-fault accidents

Not sure which discounts you qualify for? An agent will gladly help you review your situation to find you as many discounts as possible.

Comprehensive motorcycle coverage is more affordable than you may think! Get started today with a free quote on motorcycle insurance that will keep you protected no matter where your next ride takes you.”